Job Description
Sponsored · https://www.amazon. jobs / ▼ Ready To Chart Your Path In Amazon Operations? Explore Open Graduate RolesToday! Amazon Is Hiring Graduates To Grow Their Operations Teams AcrossEurope. Apply Now! Global Opportunities. Dynamic Environments. CareerDevelopment. Equal Opportunities. Game Changing Environment. Full Time Jobs . Future of Operations. Graduate Opportunites. Inclusive Workplace.
Senior Underwriter
The ideal candidate has experience in underwriting (preferably unsecured) business finance in the UK with the ability to make good yet quick decisions on SME business lending through a range of products and offers.
At mycashline, we help SMEs grow - fast.
With a passionate team of fintech obsessed GEMS we’re helping UK businesses by levelling the playing field for access to finance. As well as funding our customers directly, we also act as a direct source of credit for our National partners across the UK, supporting thousands of businesses to grow and scale. We don’t stop at direct lending, we also innovate products and technology to disrupt the SME lending space for good.
For too long, barriers have been put in the way of entrepreneurship and business growth. Small businesses have been left out in the cold when it comes to finding funding for their growth and mycashline is the out of the box solution to fix just that.
mycashline’s brand values; Growth, Enthusiasm, Maintaining Accountability and Seeing Strategically make us all GEMS! Our GEMS are the backbone of everything we do at mycashline… Come join the team!
What You'll be doing
mycashline is hiring a Senior Underwriter to join our underwriting team, whilst working closely with our collections teams to better decisions - reporting directly into our Head of Credit Risk.
You will be responsible to:
* Evaluate the incoming credit applications – using our in house lending management system, you will be analysing data from financial statements, credit reference agencies, application forms and other third party sources to arrive at fast, fair, and accurate decisions.
* Analyse credit data, financial statements and other data sources to determine the level of risk involved in lending.
* Conduct thorough due diligence to ensure affordability of credit in line with internal policy.
* Understand and accurately capture the specific revenue and risk drivers for SMEs.
* Be responsible for making lending decisions independently.
* Be actively involved in improving the decision making framework, through developments to our systems and processes.
* Communicate effectively with our Account Management teams to ensure customer needs are met at all times
* Work closely with the Tech and Analytics team to improve systems and our scorecard to enable us to make better, faster and fairer decisions.
* Guide junior credit analysts / underwriters in their credit decisions and support their goals and targets
Requirements & Skills
We look for people that are smart, humble, motivated and who are always looking to improve. Ideally, you’ll have:
Experience in commercial loan underwriting, credit sanctioning or credit analysis, preferably within the SME sector or alternative lending.
Strong business acumen and a working understanding of what makes a good business good, so you can quickly identify the key drivers behind an application.
A good understanding of how businesses operate, including their main risk and revenue drivers.
The ability to interpret financial statements and an understanding of the key risk drivers specific to SMEs.
An analytical mindset with a practical approach to problem solving.
A confident and enthusiastic attitude that works well in a regularly changing and fast paced environment.
Excellent communication skills. You may have direct telephone contact with loan applicants to extract additional information so need a friendly telephone manner.
The ability to come up with innovative and scalable solutions to day-to-day problems and suggest changes to processes to improve our efficiency.
Why join us?
We put politics aside and make complex decisions - fast. We innovate and challenge any existing perception with plenty of passion in our fun, openness, and collaboration.
We’re gearing up for our biggest chapter yet – and each and every one of our team will be a part of taking that forward.
Take your career to the next level with mycashline and join us on this fast-paced, highly rewarding adventure!
Email me new vacancies for "Senior Jobs in London"
Email Address
- Ecclesiastical Insurance
- 10.03.2023
- 10.03.2023
- 10.03.2023
- AXA
- 09.03.2023
- Harrison Holgate
- 09.03.2023
- AIG Europe S.A. (U.K. Branch) & American International Group UK Ltd
- 10.03.2023
- AIG Europe S.A. (U.K. Branch) & American International Group UK Ltd
- 10.03.2023
- AIG Europe S.A. (U.K. Branch) & American International Group UK Ltd
- 10.03.2023
- Zurich Insurance Company
- 10.03.2023
- PIB Group
- 10.03.2023